 Hottest Selling
Health Plans
In Missouri
Number One Hottest Selling Plan: Let's start with the least inexpensive plan (not kidding about a low price, it's designed to help cover the uninsured). This is the way to get some coverage if you want decent hospitalization and surgery coverage and emergency room coverage: See the BlueCross BlueShield Alliance Hospital/Surgical Plan below.
Number Two Hottest Selling Plan: For a great plan, with a low office copay of $30, well-child benefits, preventive care, and the best network of doctors in Missouri: See the Alliance Rate Saver Plan below.
Number Three Hottest Selling Plan: Here's the plan everyone would want - rich in benefits!, and although its more money than the one's above, it is good value for your dollar. Check out the benefits below.
So here they are.....
Plan One - Hospital / Surgical Plan
THE BLUECROSS BLUESHIELD ADVANTAGE - Something you should feel good about......
- Widest choice of doctors and hospitals
- No Program Benefit Maximums - you can spend millions and millions of dollars of coverage and never run out
- Out-of-pocket maximums protect you from catastrophic expenses
- Toll-free dedicated customer service numbers - or call us your agent at: 1-800-497-4010
- No claim forms with network providers
- Use the BlueCross BlueShield network nationally and internationally when you travel.
QUESTIONS? - Call us at 1-800-497-4010
HIGHLIGHTS OF THE HOSPITAL / SURGICAL PLAN
This plan is designed to be affordable, but the main thing is that it is an in-patient (you're in a hospital) plan along with emergency room care.
IN NETWORK BENEFITS
Plan pays 80% after the $1000 deductible for the following:
- Professional services (in-patient) and hospital services ($500 inpatient copay), surgery, anesthesia, radiation therapy, in-hospital doctor visits, diagnostic x-ray and lab
- Home Health Care - 100 visits per year
- Optional Mental Health Rider
QUESTIONS? Call us at 1-800-497-4010
IS YOUR DOCTOR AN IN-NETWORK DOCTOR?
Click here for the doctor network
Then you can find doctors and hospitals by name and location
QUESTIONS? - Call us at 1-800-497-4010
These have only been highlights. There are other plans in this same series, and you may be interested in one of the others if you wish more out-patient benefits and lower or no deductibles. Click here and receive the full brochure and disclosure. You need to read the exclusions and the fine print. I've only tried to highlight broadly what the policy is about, but you need the company's literature to get the full picture.
Ready for rates? Click here to go to the rates.
Want to have an application? Click here to download one.
Lastly, give us a call and we would be happy to speak to you about any or all ideas that you may wish to consider. We are not the way you might think insurance people might be. Our goal is to help you get what you want and will refer you to any place that will be best for you.
Questions? Call us at 1-800-497-4010
Plan Two - Alliance RateSaver Plan
Here is a plan that adds outpatient benefits!
In-Network Benefits:
just a $30 office copay for a doctor visit with no deductible to be met
Deductible choices go from $1000 all the way up to $10,000
Has unlimited maximum benefits - you can't outspend this plan
Hospital and emergency care
Preventive benefits
Immunizations to age 5
The Blue Card Program - use the Blue Cross and Blue Shield plans in all the
other states
Prescriptions covered with a $2000 deductible (see Plan 3 if this is a problem)
The biggest health insurance company in Missouri
Prescription Drug Benefits (after the deductible) $10 for generic / 50% for brand
Out of pocket maximum: $3000 per person
This is just a summary as well; you need to get the full disclosure as well as all the exclusions for any plan before you buy.
Click here to receive the application, brochure and other details.
Want the rates now? Click here to get all the prices
Questions? Call us at 1-800-497-4010
Plan Three - Alliance Choice Plan
The key here is GREAT BENEFITS! You can get maternity as an option and prescriptions are covered with just a copay. But try not to get pregnant until you know you can deliver 12 months after the policy starts because the maternity coverage starts after 12 months.
Here's how the plan works with network providers:
Choice of $0 to $10,000 deductibles
Choice of the plan paying 80%, 90%, or 100% after the deductible
$20 office copay to a general care physician
Preventive Care for just a $20 copay
Immunizations paid 100% for children up to age 18
$100 Emergency Room copay
Prescriptions: generic $10 / most Brand name $25
Coverage for Hospital / Surgery / Home Health Care / Skilled Nursing / Ambulance and more!
Click here and send us basic underwriting information, and we will forward all the rates details.
Want the rates now? Click here to get all the prices.
Once again, please feel free to call with your questions. We handle these plans and plenty more and I find that after you do your internet investigations it really helps to talk to someone and sort out what you have found out. Besides, why not hear a fair explanation of what all the terms on the web pages really mean? It's a big purchase and you don't want to have to keep changing health plans every 6 months.
Questions? Call us at 1-800-497-4010
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